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Personal Checking

At Lakeside Bank, it's easy to find a checking account with the features you value.

Your checking account is a go-to financial tool used every day

Make sure you get one that delivers what you want. You can choose to earn interest on your balance, go for an account with just the essentials or open a specialty account based on different life stages. Whichever account you choose, you can manage money anytime with our convenient digital services.
Essential Checking
 
Get everything you need to manage your money easily, along with some extras you'll enjoy.
 
What's included:
  • Open this account with a $100 minimum deposit.
  • Maintain a $500 minimum balance to avoid a fee.
  • Easily send money to anyone with Zelle®.
  • Access the free Smart Money budgeting tool and the Autobooks payment platform.
  • No limit on transactions.
    Includes a Debit Card you can add to your digital wallet (see instructions below).
  • Manage accounts, deposit checks and access statements through Online & Mobile Banking.

Premier Checking

Earn interest on your deposits and get the most out of this account when you maintain a slightly higher balance.
 
What's included:
  • Open this account with a $1,500 minimum deposit (maintain that balance to avoid a fee).
  • Easily send money to anyone with Zelle®.
  • Access the free Smart Money budgeting tool and the Autobooks payment platform.
  • No limit on transactions.
  • Includes a Debit Card you can add to your digital wallet (see instructions below).
  • Manage accounts, deposit checks and access statements through Online & Mobile Banking.

VIP Checking
 
Our top-shelf checking account lets you earn interest at our highest current rate.
 
What's included:
  • Open this account with a $25,000 minimum deposit (maintain that balance to avoid a fee).
  • Easily send money to anyone with Zelle®.
  • Access the free Smart Money budgeting tool and the Autobooks payment platform.
  • No limit on transactions.
  • Includes a Debit Card you can add to your digital wallet (see instructions below).
  • Manage accounts, deposit checks and access statements through Online & Mobile Banking.













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Specialty Checking Accounts

We offer three special options for qualified account holders.
 

Whichever account you choose, you'll enjoy these features:
  • Open the account with a $100 minimum deposit.
  • No monthly maintenance fees.
  • No limit on transactions.
  • Includes a Debit Card you can add to your digital wallet (see instructions below).
  • Manage accounts, deposit checks and access statements through Online & Mobile Banking.
First Responders & Military Checking
  • Must be currently employed as a first responder or be active-duty military.

Retired Citizens Checking
  • Available for account holders age 62 and over.

Student Checking
  • Must provide proof of enrollment and at least one signer 18 years or older.













Digital Wallet

Leave cash and checks at home and don't worry about searching for your debit or credit card. Just add your card to your digital wallet and tap your phone against the electronic terminal to pay – or use it for online shopping. Payments are secure and no one gains access to your private data.
 
Set up Apple Pay in Wallet on iPhone
  1. In the Wallet app, tap the Add button.
  2. Tap Debit or Credit Card.
  3. Tap Continue.
  4. Follow the steps on the screen to add a new card. If prompted, choose your bank or card issuer from the list or find them using the search bar.
  5. Verify your information with your bank or card issuer. They might ask you to provide additional information or to download an app before approving your card for use with Apple Pay.
  6. If you have a paired Apple Watch, you have the option to also add the card to your watch.
 
Set up Google Pay in the Google Pay App on Android
  1. Download Google Pay on phones running Android 5.0 (Lollipop) or higher.
  2. Enter your phone number.
  3. Sign in with your Google Account.
  4. Follow the instructions to secure your Google Pay app and add a bank account. You can also add a debit or credit card.
 
Set up Samsung Pay in the Samsung Pay App
  1. Open the Samsung Pay app, follow the on-screen prompts and tap install to begin.
  2. Sign in to your Samsung account.
  3. Take a photo of your card or enter your details manually.
  4. Verify your card by sms or phone.
  5. Start tapping with Samsung Pay and Latitude GO Mastercard.
Interest rate is variable and subject to change. Fees could reduce earnings on account. Subject to terms and conditions in the Truth In Savings disclosure. 

















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Financial Calculators

Easy-to-use tools to help you explore scenarios, compare options, and understand the impact of your financial choices.