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IntraFi® Network Deposits

IntraFi Network Deposits is a safe cash management solution that enables access to FDIC insurance beyond $250,000 on large deposits placed into demand deposit and money market deposit accounts while working directly with Lakeside Bank.
  • Rest assured knowing your funds are eligible for multi-million-dollar FDIC insurance backed by the full faith and credit of the U.S. government.
  • Enjoy the ease of working through a single bank relationship and receiving just one regular statement.
  • Maintain access to your funds placed into demand deposit and money market deposit accounts.
  • Eliminate ongoing collateral tracking and the need to footnote uninsured deposits in financial statements.
  • Support your community by keeping the full amount of your deposit to support local lending.
We, like other institutions that offer IntraFi Network Deposits, are members of a special network. When we place your deposit through IntraFi Network Deposits, that deposit is divided into amounts under the standard FDIC insurance maximum of $250,000. The amounts are then placed into deposit accounts at multiple FDIC-insured banks. As a result, you can access FDIC coverage from many institutions while working directly with us.
You receive a regular monthly statement from us showing your demand and savings balances and other key information. You can check your balances and track other important information online, 24/7. Your confidential information remains protected.